Each step in life is an occasion to plan a good financial future. Starting a family, buying a home, planning for retirement or the education of our little one are all good reasons to build a wealthy future.

Wealth Advantage Inc. can help you realise all your personal objectives.

A group life insurance is good to have but often not enough. For most people, group insurance will cover between 20% and 25% of their real needs. A career change can easily cause a disaster if it is the only protection you have at the moment. Did you know that a group insurance benefit is not transferable from employer to employer?

A need analysis made by Wealth Advantage Inc. will help you determine your needs. It will take into account the government benefits available like the widow pension, the family allowance and the orphan pension. The need analysis is offered at no cost, and will help you identify and eliminate all debts for the survivors, and a good replacement of income for the loved ones.

Wealth Advantage Inc. will suggest the best product for your needs in respect to your budget.

This product is not yet available in most group insurance programs. It is a new product (in Canada about 10 years and around the world 15 years). Dr. Barnard, responsible for the first human heart transplant in the world, observed that his clients and their families were suffering from not having enough financial resources after one family member was struck by a heart attack. Even if the patient was receiving about 60% of his previous income. The cost of buying a wheel chair, adapting the bath room, the house and the car were creating more debts for the family.

Dr. Barnard succeeded, after discussing with different insurance companies, and they have created this new product called Critical Illness insurance.

How does it work? Critical Illness insurance will write you a cheque for a flat amount, tax free, 30 days after your doctor tells you that you have developed one of the 23 critical illnesses listed in your insurance policy. For example, if you are covered for 100,000$, you will receive 100,000$ after 30 days. You may want to use that money to get treated immediately using the international Best Doctor system. The maximum available on one critical illnesses insurance policy, by any insurance company, is now $2 million.

Furthermore, if you never benefit from this insurance, you can be reimburse 100% of all your premiums paid at age 75.

Interest rates vary from time to time and could be quite different among financial institutions.
Wealth Advantage Inc. can help you find the best rates at the time of your mortgage renewal.

Wealth Advantage Inc. can provide you with a free quotation for your car and house insurance at a very competitive price. Contact us for a free quotation.